Home Owner Advice

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# Homeowners Insurance - How to Balance Your Deductibles and Premiums by Festus Kofe

It is important that you safeguard your home with homeowners insurance and save yourself and your family the embarrassment that follows a sudden and unexpected disaster. Therefore, if you take homeowners insurance, many options are open to you to choose from in the levels of coverage you want to carry.

# Homeowners Insurance - Are You Protected Against Home Fire Disasters? by Festus Kofe

According to a poll by the American Red Cross, fires kill more Americans each year than all natural disasters combined, unfortunately four out of five Americans are unaware that fires are the most common disaster in the U.S. and only 26 percent of households have a home fire escape plan. With this in mind, it is sad to know that many homeowners are without the popular homeowners insurance coverage for their home or without adequate fire protection for their home.

# Home Insurance Policy For Flood-Prone Areas by David Stiehler

Sea levels are rising each year due to global warming and drastic weather changes. As the glacier ice around Greenland melts, the oceans and seas rise in proportion. In the last century, sea levels around the world increased by 25 centimeters. In this century, scientists are predicting a possible rise of up to 80 more centimeters. No wonder flooding has become a more frequent and more widespread problem in recent years.

# Why Do I Need Homeowners Insurance? by Festus Kofe

North, South, East and West, home is best. Home sweet home! We all know that there are few things more valuable in life than our own home. Our homes, where we will stay always spend happy times with our families.

# Selecting the Right Home Insurance Company by David Stiehler

There are hundreds of home insurance companies all over the country who are all waiting to do business with you. All of them will claim to have the widest coverage, the lowest rates and most comprehensive policies. In order to select the right home insurance company, you have to see past their advertising propaganda and really look at the details of the insurance policies they are offering.

# Home Insurance Companies - Learning Their Language by David Stiehler

The first step that homeowners take in getting an insurance plan for their home is to consult with some home insurance companies. Ideally, these discussions should help the homeowner understand the proceedings involved in the insurance business. However, most insurance agents use a lot of industry terms in their explanations, leaving the homeowner more mystified and confused than ever.

# Hurricane Or Tornado Loss? Here’s a Top Ten List of How to Submit Your Claim! by Russell Longcore

On March 14, 2008, a tornado swept through downtown Atlanta, causing over $250 million in damages. Hundreds of homes and business were damaged, some were total losses. Most had property insurance. Yet, hardly any of the policyholders have ever read their policy, nor do they have any idea how to submit a claim so they maximize their recovery. This lack of knowledge places the insurance companies at a big advantage.

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